Since most workers have employer-sponsored disability coverage and are also eligible for Social Security and worker's compensation, there is very little demand or need for individual disability insurance.

Question

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While many workers may have some level of employer-sponsored disability coverage and could be eligible for Social Security and worker's compensation, these benefits might not fully replace their income if they become disabled. Individual disability insurance can provide additional coverage to help bridge the gap, making it an important consideration for comprehensive financial planning.

Since Most Workers Have Employer-Sponsored Disability Coverage and Are Also