Collision and comprehensive coverage is optional in most states unless you are financing your car in which case you must have this coverage to protect the lender.

Name: Collision and comprehensive coverage is optional in most states unless you are financing your car in which case you must have this coverage to protect the lender.
Brand: Quizplus
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Question

Quizplus · Accepted Answer

Most states require only liability insurance, but lenders typically require both collision and comprehensive coverage on financed vehicles to protect their investment.

Collision and Comprehensive Coverage Is Optional in Most States Unless