A personal scheduled property floater should be added to your homeowner's insurance policy if

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Quizplus · Accepted Answer

A personal scheduled property floater is typically added to a homeowner's insurance policy to provide additional coverage for high-value items such as expensive jewelry, watches, and valuable original art, which are not fully covered under the standard policy. Antique cars, however, are usually covered under a separate specialized insurance policy, not a scheduled property floater.

A Personal Scheduled Property Floater Should Be Added to Your