Common Practices Used by Dishonest Lenders Include All of the Following

Common practices used by dishonest lenders include all of the following, except the lender

A) prohibiting the borrower from purchasing insurance or other financial services as a condition of the loan.
B) charging high loan fees which cause financing costs to be much higher than the quoted rates.
C) requiring that the borrower purchase insurance or other financial services.
D) requiring a large balloon payment that will necessitate additional financing to pay it off.