If you refrain from using any credit, it will assure you the lowest possible interest rate when you decide to use it.

Name: If you refrain from using any credit, it will assure you the lowest possible interest rate when you decide to use it.
Brand: Quizplus
Rating: 4.9 (44 reviews)

Question

Quizplus · Accepted Answer

Not using credit can lead to a lack of credit history, which lenders use to assess creditworthiness. Without a credit history, it may be difficult to qualify for loans or you might not receive the lowest interest rates.

If You Refrain from Using Any Credit, It Will Assure