Which of the following can be used by a creditor in deciding whether or not to grant credit?
A) Credit history
B) Race
C) Gender
D) Both A and C are correct.

Question

Quizplus · Accepted Answer

Credit history is a key factor creditors use to determine a borrower's creditworthiness. It provides a history of how the individual has managed debt and payments in the past. Race and gender are not legally permissible criteria for making credit decisions.

Which of the Following Can Be Used by a Creditor