Which of the following statements describes insurance as an enabling factor of utilization?
A) Poor people do not use more services than non-poor.
B) All else equal, people with insurance use more services than people without health insurance.
C) Coverage for illness does not promote the seeking of therapeutic services.
D) Coverage for illness encourages the practice of healthy behaviors or use of preventive services

Question

Quizplus · Accepted Answer

Insurance enables individuals to access and afford healthcare services that they may otherwise not have been able to afford. People with insurance are more likely to utilize medical services compared to those without insurance.

Which of the Following Statements Describes Insurance as an Enabling