Match the Term with the Appropriate Definition or Description

Match the term with the appropriate definition or description:
-A phenomenon where individuals who have health insurance tend to use more health services than those who do not

A) adverse selection
B) capitation
C) classical principles of insurance
D) coinsurance
E) community rating
F) copayment
G) deductible
H) disparities
I) fee-for-service
J) health care savings accounts
K) healthy worker effect
L) individual or differential rating
M) lifetime cap
N) Medicaid
O) Medicare
P) moral hazard
Q) underinsured
R) uninsured