Match the Term with the Appropriate Definition or Description

Match the term with the appropriate definition or description:
-A problem in which the high-risk enrollees with high health care costs drive out the low-risk persons, or those with low health care costs

A) adverse selection
B) capitation
C) classical principles of insurance
D) coinsurance
E) community rating
F) copayment
G) deductible
H) disparities
I) fee-for-service
J) health care savings accounts
K) healthy worker effect
L) individual or differential rating
M) lifetime cap
N) Medicaid
O) Medicare
P) moral hazard
Q) underinsured
R) uninsured