Which of the Following Statements Is Most Correct

Which of the following statements is most correct?

A) The first payment under a 3-year, annual payment, amortised loan for R1,000 will include a smaller percentage (or fraction) of interest if the interest rate is 5 percent than if it is 10 percent.
B) If you are lending money, then, based on effective interest rates, you should prefer to lend at a 10 percent simple, or quoted, rate but with semi-annual payments, rather than at a 10.1 percent simple rate with annual payments.However, as a borrower you should prefer the annual payment loan.
C) The value of a perpetuity (say for R100 per year) will approach infinity as the interest rate used to evaluate the perpetuity approaches zero.
D) Statements a, b, and c are all true.
E) Only statements b and c are true.