There Is Ample Evidence That Jurors in Deliberation Discuss Insurance

There is ample evidence that jurors in deliberation discuss insurance coverage when considering how much to award damages. Which of the following is a reasonable statement regarding these discussions?

A) Jurors should have this discussion as an award is required to be reduced by the amount already covered by the plaintiff's insurance.
B) Jurors should have this discussion because it is reasonable, although not required, for them to reduce the award amount because of insurance coverage.
C) Jurors should not have this discussion as the amount of insurance coverage is not relevant to the question of the amount of damages to award.
D) Jurors should not have this discussion as the true amount of insurance coverage is not usually available to jurors.