Redlining occurs whenever lenders refuse to make mortgage loans to, or impose stricter mortgage terms on, certain individuals.

Name: Redlining occurs whenever lenders refuse to make mortgage loans to, or impose stricter mortgage terms on, certain individuals.
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Redlining specifically refers to the discriminatory practice where lenders refuse to make loans or impose stricter terms based on the racial or ethnic composition of neighborhoods, not on individual characteristics.

Redlining Occurs Whenever Lenders Refuse to Make Mortgage Loans To