In the Example with Credit Market Imperfections in General Equilibrium

In the example with credit market imperfections in general equilibrium

A) lenders consume only in the future period and borrowers consume only in the current period.
B) borrowers face a higher market interest rate than does the government.
C) all consumers are identical.
D) lenders consumer only in the current period and borrowers consumer only in the future period.
E) the government never borrows.