Why do health reimbursement accounts (HRAs)appeal to employees with low salaries or hourly wages?

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HRAs permit employees to carry unused balances from year to year. This can be especially appealing to employees with low salaries or hourly wages who may not have a large amount of disposable income to contribute to healthcare expenses each year. Additionally, the ability to carry over unused balances can provide a sense of security and allow employees to build up a reserve for future healthcare needs.

Why Do Health Reimbursement Accounts (HRAs)appeal to Employees with Low