In Order for a Lessor to Maximize Its Ability to Minimize

In order for a lessor to maximize its ability to minimize its exposure for damage caused to a leased vehicle in the lessee's possession,which of the following should be included in the standard form contract?

A) a benefit of relationship clause to ensure reciprocal benefit to the lessor
B) the bailee identified as the party to be paid in the event of loss for insurance
C) an ordinary diligence exclusion clause to limit liability for ordinary neglect
D) the bailor named as the party to be paid in the event of loss for insurance