Which of the following parties would a lawyer most likely indicate to be subject to claims arising from the original contract of sale?

Name: Which of the following parties would a lawyer most likely indicate to be subject to claims arising from the original contract of sale?
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Question

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A holder of a consumer note is subject to claims and defenses arising from the original contract of sale due to consumer protection laws, which allow consumers to assert claims against the holder of the note.

Which of the Following Parties Would a Lawyer Most Likely