Which of the Following Is a Valid Criticism of the Federal

Which of the following is a valid criticism of the federal government's delegation of the regulation of payday lending costs to the provinces?

A) The provinces have been slow to establish a regulatory framework.
B) The permitted rate of fees, charges, and commissions are often too low.
C) The permitted costs of borrowing is inconsistent among the provinces.
D) The actual cost of these loans will continue to exceed 1000 percent.