An Insured Has Noted on Its Insurance Application That Its

An insured has noted on its insurance application that its restaurant has a wood fireplace,but it has omitted to comment that occasionally escaping of sparks can cause a fire risk.In this instance,why would the insured be considered as having complied with its duty to disclose?

A) Insured has to be in a position to fully assess the risk.
B) Insurer has been candid and forthcoming.
C) Insurer is expected to be worldly wise.
D) Insured has to show personal judgement.