When a commercial bank borrows from a Federal Reserve Bank,

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When a commercial bank borrows from a Federal Reserve Bank, it increases its reserves, which in turn increases its lending ability. This can potentially increase the supply of money in circulation, but it is not an automatic consequence. Borrowing from the Federal Reserve does not necessarily indicate that the commercial bank is unsound financially, and it does not reduce the commercial bank's reserves.

When a Commercial Bank Borrows from a Federal Reserve Bank