Why Would Any Employee Want to Litigate a Claim for Injury

Why would any employee want to litigate a claim for injury outside the workers' compensation system?

A) Because the potential for recovery is much lower than that he or she would receive in the workers' compensation system.
B) Because the potential amount the injured worker would receive is much higher than he or she would receive to the workers' compensation system.
C) Because a judge would hear the employee's claim if it were taken outside the workers' compensation system, but a jury would hear it if it remained within the workers' compensation system.
D) There are no reasons why an employee would wish to take a workers' compensation claim outside of the workers' compensation system.