The Main Problem with an Adjustable Rate Mortgage (ARM)is That

The main problem with an adjustable rate mortgage (ARM) is that:

A) you have to pay the same interest rate as in a fixed-rate mortgage plus 10 percent.
B) it makes planning and budgeting difficult because you don't know when the rate will change.
C) when the rate adjusts upward your house payment goes down.
D) when the prime rate falls,so does your mortgage interest rate.