HIPAA, the Health Insurance Portability and Accountability Act provides all of these EXCEPT:

Question

Quizplus · Accepted Answer

HIPAA does restrict the use of pre-existing condition exclusions, ensures that pregnancy cannot be considered a pre-existing condition, and states that certificates of creditable coverage can reduce the exclusionary period. However, it does not specify that exclusionary periods can be no longer than 30 days; instead, it generally allows for a maximum exclusionary period of up to 12 months (18 months for late enrollees) for pre-existing conditions.

HIPAA, the Health Insurance Portability and Accountability Act Provides All