Christine Recently Applied for a Microloan from the SBA

Christine recently applied for a microloan from the SBA. Although several criteria are important, the Small Business Administration's decision to grant or deny the loan will largely depend upon:

A) her credit history and the collateral she can offer.
B) her age, since microloans are only available to senior citizens.
C) her previous record of business success.
D) the soundness of her business plan, and her integrity.