Traditionally, banks provide loans to individuals and companies according to the recipient's

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Banks provide loans based on the creditworthiness of the recipient, which is determined by their credit history, income, and other financial factors. This helps the bank assess the risk of loaning money and ensure that the loan can be paid back in a timely manner. Future earnings potential and family history are not reliable indicators of a borrower's ability to pay back a loan. The volume of credit already established may be considered, but it is not the primary factor in determining loan eligibility.

Traditionally, Banks Provide Loans to Individuals and Companies According to the Recipient's