Which type of health insurance plan is a hybrid of HMO and PPO plans?
A) Point-of-service plan
B) Capitation plan
C) Indemnity plan
D) Fee-for-service plan

Question

Quizplus · Accepted Answer

A point-of-service (POS) plan is a hybrid of HMO and PPO plans. It allows members to receive care from an established network of healthcare providers, like an HMO, but it also covers out-of-network care, like a PPO. Members usually have to choose a primary care physician (PCP) and get referrals to specialists from their PCP, like an HMO. However, they can see specialists outside the network without a referral, but they would have to pay more.

Which Type of Health Insurance Plan Is a Hybrid of HMO