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Which of the Following Is a Problem of Adverse Selection

Question 37

Multiple Choice

Which of the following is a problem of adverse selection?


A) The lender has a problem of distinguishing good risk from bad risk borrowers.
B) The lender has a problem determining that the proceeds from a loan are being used as the borrower stated.
C) A person takes up the hobby of bungee jumping after purchasing health insurance.
D) Individuals use more medical services as a result of their purchase of a health insurance plan.

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