Examples of precommitments to deal with people's time inconsistency problems include the following, except

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Precommitments are strategies or mechanisms put in place to help individuals stick to long-term goals by reducing the temptation to make impulsive decisions that could undermine these goals. Automatic payroll deductions, early withdrawal penalties, and salary smoothing are all examples of precommitments designed to encourage saving or ensure a steady consumption over time. Debit card accounts, however, do not inherently include a mechanism to prevent impulsive spending or to encourage long-term saving, making them the exception.

Examples of Precommitments to Deal with People's Time Inconsistency Problems