In Contrast to International Development Efforts in Most of the 20th

In contrast to international development efforts in most of the 20th century, more recent projects like microfinance, microcredit, and cash transfers in the last few decades represent a major shift. That is because these recent projects are

A) all sponsored by local governments.
B) done through the United Nations.
C) launched by universities and colleges.
D) focused on giving direct aid to poor individuals.