All of the following factors lead to overconsumption of health care, except

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Rising incomes resulting from economic growth do not directly lead to overconsumption of health care. Instead, they increase the ability of individuals to afford health care. Overconsumption is more directly influenced by factors that reduce the direct cost of health care to consumers or increase its provision without regard to need, such as defensive medicine, comprehensive health insurance, and tax subsidies.

All of the Following Factors Lead to Overconsumption of Health