Which of the Following Is a Scenario Where a Universal

Which of the following is a scenario where a universal defense can be applied?

A) A is induced to execute a commercial paper wrongly through misrepresentation.
B) A delivers a check to B, who is a minor, and he loses it.
C) A and B are engaged in a dispute over a contract and a third party is involved.
D) A delivers a check to B with a condition not to deliver it to C, but B delivers it anyway.