The M1 money supply is defined to be the sum of currency, traveler's checks, and:

Name: The M1 money supply is defined to be the sum of currency, traveler's checks, and:
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M1 money supply includes currency (physical cash), traveler's checks, and checkable deposits which consist of funds in checking accounts that can be easily accessed with a debit card or check. Treasury bonds, savings accounts, and large time deposits are not included in M1.

The M1 Money Supply Is Defined to Be the Sum