An insured does not get the right to arbitration when the:
A) insurance company denies responsibility for the loss.
B) loss is of a relatively small value.
C) claim is assigned to a claims adjustor.
D) insured leaves the scene of the accident.
E) insured has made several claims from the insurance company.

Question

Quizplus · Accepted Answer

The right to arbitration is typically invoked when there is a dispute between the insured and the insurance company regarding the coverage or the amount of loss. If the insurance company denies responsibility for the loss, it means they are disputing the claim, which is a scenario where arbitration could be sought by the insured to resolve the dispute. The other options listed do not inherently remove the insured's right to seek arbitration.

An Insured Does Not Get the Right to Arbitration When