Which of the Following Statements Regarding Risk Avoidance Is True

Which of the following statements regarding risk avoidance is true?

A) Risk avoidance is any activity that helps evade an act that creates a risk.
B) Risk avoidance is any activity that increases the chance that a loss will occur.
C) Risk avoidance is any activity that lessens the severity of loss once it occurs.
D) Risk avoidance is an act that reduces the probability that a loss will occur.
E) Risk avoidance is an effective way to handle small exposures to loss when insurance is too expensive.