Ben (age 40)pays a low ($15)co-payment each time he visits a doctor or hospital. Other than the low per-service deductible, there is very little cost sharing. However, Ben has a relatively low deductible, has no exclusions, and does not have to file insurance claims. Which of the following most likely provides Ben's health coverage?

Question

Quizplus · Accepted Answer

HMOs typically offer low co-payments for doctor visits and hospital services, with minimal cost-sharing beyond the low deductible. They also often do not require members to file claims, as the HMO manages payments directly with healthcare providers.

Ben (Age 40)pays a Low ($15)co-Payment Each Time He Visits