The Fair Debt Collections Practices Act protects consumers from abusive debt collection practices, while the Fair Credit Reporting Act regulates the conditions under which disclosure of personal information may be made to third parties by consumer reporting agencies.

Question

The Fair Debt Collections Practices Act protects consumers from abusive debt collection practices, while the Fair Credit Reporting Act regulates the conditions under which disclosure of personal information may be made to third parties by consumer reporting agencies. ​

Quizplus · Accepted Answer

The Fair Debt Collections Practices Act (FDCPA) indeed aims to eliminate abusive debt collection practices by debt collectors, while the Fair Credit Reporting Act (FCRA) governs the collection, dissemination, and use of consumer information, including consumer credit information, by consumer reporting agencies.

The Fair Debt Collections Practices Act Protects Consumers from Abusive