Which of These Statements Most Fully Expresses Why It Is

Which of these statements most fully expresses why it is crucial to understand the basics of finance and economics?

A) Failure to understand and implement sound financial practices can lead to personal bankruptcy.
B) Failure to understand and implement sound financial practices led to the global financial crisis that started in 2008.
C) Failure to understand and implement sound financial practices can lead to both personal and global financial collapse.
D) Failure to understand and implement sound financial practices can lead to the failure of start-up companies and personal bankruptcy.