Which of these statements accurately describes home ownership in the United States prior to World War II?

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Before World War II, a typical down payment on a house was indeed 50% or more, and home ownership rates were a little less than 50%. This high down payment requirement made it difficult for many Americans to afford home ownership, contributing to the lower rates of home ownership compared to later periods when financing options became more accessible.

Which of These Statements Accurately Describes Home Ownership in the United