Which of these shows adverse selection in providing health insurance?

Question

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Adverse selection occurs when one party in a transaction has more information than the other, typically leading to an imbalance in the transaction. In the context of health insurance, adverse selection happens when those who are more likely to need medical care (i.e., people with poor health or those more likely to suffer health complications) are more likely to seek out and purchase health insurance. This can lead to higher costs for insurers, as they are covering a pool of individuals who are more likely to make claims.

Which of These Shows Adverse Selection in Providing Health Insurance