Nan writes a check for $1,000 drawn on Omni Bank payable to Posy. Posy presents the check for payment to Omni Bank, which dishonors it. The party most likely liable to Posy is
A)Nan in a civil suit.
B)Nan in a criminal prosecution.
C)Omni Bank in a civil suit.
D)none of the choices.

Question

Quizplus · Accepted Answer

Nan, as the drawer of the check, is civilly liable to Posy, the payee, when the check is dishonored by the bank. This is a matter of civil liability, not criminal, and the bank is not liable unless it wrongfully dishonors a valid check.

Nan Writes a Check for $1,000 Drawn on Omni Bank