Companies Cannot Always Offer Affordable Disaster Insurance Because ____

Companies cannot always offer affordable disaster insurance because ____. ​

A) there is very little profit that companies can make from people who have suffered losses from a disaster
B) people affected by a disaster are unlikely to remain in the area and will no longer be customers
C) federal bureaucracy requires companies to spend large amounts of money recording claims in federal court
D) federal disaster relief makes people unlikely to buy enough insurance
E) the cost of an unexpected catastrophe can exceed the amount of money that company has received for policies