A payor bank is under no obligation to its customer to pay an uncertified check that is more than six months old.

Name: A payor bank is under no obligation to its customer to pay an uncertified check that is more than six months old.
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Question

Quizplus · Accepted Answer

According to the Uniform Commercial Code (UCC) §4-404, a bank is not obligated to pay a check that is presented more than six months after its date, which means it can refuse to pay an uncertified check that is more than six months old.

A Payor Bank Is Under No Obligation to Its Customer