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Emma Calls Her Bank to Issue an Oral Stop Payment

Question 64

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Emma calls her bank to issue an oral stop payment order on a check on March 1st. She then leaves town for two weeks to visit her mother. When she returns, she goes to the bank to sign a written stop payment order, but finds the bank has already paid the check. What recourse does she have? Explain.

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She may not have any recourse if she ord...

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