A collection agency is prohibited from:
A) calling the debtor in the middle of the night.
B) calling the debtor from 5-6 p.m. when he is likely to be eating dinner.
C) threatening to sue if it actually intends to do so.
D) contacting third persons to find out the whereabouts of a debtor.

Question

Quizplus · Accepted Answer

Collection agencies are prohibited from calling debtors at inconvenient times, such as the middle of the night, according to the Fair Debt Collection Practices Act (FDCPA). Calling during dinner time is not specifically prohibited, threatening to sue if the agency actually intends to do so is allowed, and contacting third persons for location information is permitted under certain conditions.

A Collection Agency Is Prohibited From