Which of the following acts by a third-party collector would be a violation of the FDCPA?
A) Sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"
B) Calling the debtor at home at 8:30 AM to confirm the debt
C) Referring the account to an attorney for a lawsuit
D) Filing suit without first contacting the debtor
Correct Answer:
Verified
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