The Fair Debt Collection Practices Act defines all of the following practices as abusive, EXCEPT:
A) falsely representing that a lawsuit is about to be filed.
B) using obscene language.
C) telephoning the debtor at 8:00 a.m.
D) unfair means to collect a debt.

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act allows debt collectors to call debtors between the hours of 8 a.m. and 9 p.m. local time, making telephoning the debtor at 8:00 a.m. a permissible practice, whereas the other options are considered abusive under the act.

The Fair Debt Collection Practices Act Defines All of the Following