Which of the following are important criteria that financial institutions consider when assessing the creditworthiness of a prospective borrower for a mortgage?

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All of the options listed are important criteria that financial institutions consider when assessing the creditworthiness of a prospective borrower for a mortgage. The down payment affects the loan-to-value ratio, the debt-to-income ratio helps lenders assess a borrower's ability to manage monthly payments, and the credit score is a key indicator of the borrower's credit history and risk level.

Which of the Following Are Important Criteria That Financial Institutions