Logan's application to Metro Bank for a credit card is denied. Logan can obtain information on his credit history in a credit agency's files under
A) no federal law.
B) the Equal Credit Opportunity Act.
C) the Fair Credit Reporting Act.
D) the Fair Debt Collection Practices Act.

Question

Logan's application to Metro Bank for a credit card is denied. Logan can obtain information on his credit history in a credit agency's files under​
A) ​no federal law.
B) ​the Equal Credit Opportunity Act.
C) ​the Fair Credit Reporting Act.
D) ​the Fair Debt Collection Practices Act.

Quizplus · Accepted Answer

The Fair Credit Reporting Act (FCRA) governs the collection, dissemination, and use of consumer credit information. Under the FCRA, Logan has the right to obtain a copy of his credit report from the credit agency and dispute any errors that may be negatively affecting his credit history.

Logan's Application to Metro Bank for a Credit Card Is