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Gwen Deposits $5,000 with Home Bank on July 1, 2018

Question 58

Multiple Choice

Gwen deposits $5,000 with Home Bank on July 1, 2018. Home Bank promises to repay Gwen the $5,000 plus 1 percent annual interest on July 1, 2023. Home Bank has issued Gwen


A) a certificate of deposit.
B) a check.
C) a nonnegotiable instrument.
D) a trade acceptance.

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