If a bank pays a check in spite of a stop-payment order, the bank is not obligated to recredit the customer's account.

Name: If a bank pays a check in spite of a stop-payment order, the bank is not obligated to recredit the customer's account.
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A bank is generally obligated to recredit the customer's account if it pays a check despite a valid stop-payment order, as the bank failed to comply with the customer's instructions.

If a Bank Pays a Check in Spite of a Stop-Payment