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Bev Applies for a Mortgage Loan at Credit Bank

Question 53

Multiple Choice

Bev applies for a mortgage loan at Credit Bank. Shortly after obtaining her mortgage, the bank convinces Bev to refinance. This does not benefit Bev and results in prepayment penalties on the previous mortgage. This is


A) a proper lending practice
B) steering and targeting.
C) loan flipping.
D) a truth-in-lending act.

Correct Answer:

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